Americans have a long history of having utmost faith in doctors, believing them to be almost godlike. When a doctor prescribes medication, most people blindly trust the doctor knows what he or she is doing, and they take the medication.
Last year, the U.S. Department of Health and Human Services declared a public health emergency in conjunction with the Opioid Epidemic currently going on in America. In the last decade of the 20th century, pharmaceutical companies wined and dined doctors, convincing them there was little chance of addiction to their opioid pain relievers.
When you want to succeed in securing Social Security Disability benefits, you absolutely need a lawyer. The lawyer is able to make appeals for you to the SSA that you cannot make on your own. Before you even sit down with a Social Security lawyer, however, you should do the following four things to prepare for your meeting.
Prove That You Have Not Worked in at Least Three Months
The SSA will automatically turn down any and all applications of people who are working any sort of job and are still working it.
Many families are in situations with shared finances. If you make the bulk of the family's income, you may have given your spouse a secondary credit card for your account. This setup can be beneficial in many scenarios, but when divorce is imminent, it can pose some challenges. Some people advocate that you cancel this secondary card as soon as possible, but doing so can be either beneficial or detrimental. Here are some factors to consider about canceling this credit card.
If you have multiple siblings and your parents are aging, it's common to have a family meeting at which your parents will appoint their power of attorney. While some people choose to have their children perform this role together, another approach is to ask one child to be the power of attorney. If you assume this responsibility, you'll want to be cognizant of the fact that conflicts with your siblings could arise.
Even if you make too much money, you might still be able to get the debt relief you need by filing for chapter 7 bankruptcy. This may not be an insurmountable obstacle, however, so read on to learn more about means testing and income reductions.
The Means to Pay
Several years ago, there were no income provisions in the bankruptcy codes, and that led to a lot of people who did have the means to pay filing for bankruptcy, sometimes repeatedly.