Often, knowing what is coming can help people feel more at ease. Navigating the complexities of a car accident case is confusing for most victims, however. Below, find out what most victims can expect in terms of monetary damages when the other driver was at fault.
Vehicle Damage or Loss
The other driver (or their insurer) is responsible for your vehicle if they caused the accident. A representative from one or both insurance companies will inspect the vehicle and determine what to do next. If the vehicle can be repaired, you will need to get an estimate from a body shop. If the vehicle is deemed a total loss, however, you are entitled to be paid for the vehicle. The amount you are paid is based on the condition of the vehicle prior to the accident, its age, the model, and more. You may be expected to answer some questions about the vehicle so keep your vehicle paperwork handy when the adjuster calls. The amount you are offered is paid separately from the other damages in some states. In other states, it's part of the settlement.
If you don't agree with the amount you are paid for your vehicle, speak to your personal injury lawyer about it. For instance, some victims may be offered a sum that falls short of enough to pay off the current auto loan. In addition to the vehicle damages, you may also be paid for the loss or damage of personal items in the vehicle like devices, child car seats, clothing, bags, and more.
You should be paid for all associated medical treatment costs resulting from the accident. Be sure you keep your personal injury lawyer informed of your progress and the need for future medical treatment if needed. Don't settle until you know the full scope of your future needs (known as maximum medical improvement in legal lingo).
Add up all the time and income you missed from your job and get proof of both for your personal injury lawyer.
Pain and Suffering
Finally, the most valuable monetary damage category is pain and suffering. Most accident victims suffer from physical and psychological pain because of the accident. You are entitled to be paid for that discomfort. For example, if you had to miss your daughter's college graduation ceremony because of your accident injuries, that is pain and suffering. To turn your pain and suffering into dollars and cents, mathematical calculations are carried out; often based on the seriousness of your injuries.
The above are the most common forms of monetary damages after an accident. Speak to a personal injury law firm, such as Williams & Swee, to find out more.